Dog Insurance with Gumtree

together with

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Launch promotion to get you started:

Get 3 months free in the first year#

Look after them, protect yourself

Claim on the spot and pay the GapOnly® >

Access vets anytime

When you purchase a pet insurance policy here, you get access to online vets through VetChat. Talk to professional vets online anytime of the day to get speedy expert advice and clarity.#

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Claim with

Innovating the pet insurance claims experience, GapOnly® reviews and calculates your pet insurance claim while you’re still at the vet. You simply pay the gap (the difference between the eligible vet invoice and your claim benefit under your policy) and go.>

Product features

With pet insurance for dogs, you can get up to 80% of your eligible vet costs should a specified accidental injury or illness strike.^


Plus, if you choose to add non-insurance benefit Routine Care, it can contribute to the costs of routine care such as vaccinations, de-sexing, micro-chipping plus many other day to day routine care items up to the Routine Care annual limit

Benefit Type Silver Gold Platinum

Annual Benefit Limit

$20,000
$20,000
$30,000

Benefit Percentage

80%
80%
80%

Excess

$0, $250, $500
$0, $250, $500
$0, $250, $500

Eligibility

Older than 8 weeks and younger than 15 years​
Older than 8 weeks and younger than 9 years​
Older than 8 weeks and younger 9 years​

Coverage

Specified Accidental Injuries; and

The following Specified Illnesses only:

Tick paralysis​
Heat stroke​
Gastric dilatation-volvulus (GDV);​
Trauma induced respiratory impairment;​
Traumatic spinal disc rupture;​
Torn nail;​
Embedded grass seed;​
Soft tissue injury;
Eye Trauma

Specified Accidental Injuries and Illnesses​
Specified Accidental Injuries and Illnesses​

Consultation sub-limit

$500

$500

Up to annual benefit limit

Paralysis Tick
Sub-limit

$2,000
$3,000
Up to annual benefit limit​

Cruciate Ligament Conditions

$3,000 per leg ​per policy period​
$4,000 per leg ​per policy period​
Up to annual benefit limit​

Hip Joint Surgery

$6,000 per hip, per policy period​ (Total Hip Replacements are included)
$6,000 per hip, per policy period​ (Total Hip Replacements are included)
Up to annual benefit limit​
Emergency Boarding
$1,000
$1,000
$1,500

Waiting Periods

0 days for Specified Accidental Injuries
21 days for Specified Illnesses
6 months for Cruciate Ligament Conditions and
Optional Dental Illness Benefit, if selected

 0 days for Specified Accidental Injuries
21 days for Specified Illnesses
6 months for Cruciate Ligament Conditions and
Optional Dental Illness Benefit, if selected

 0 days for Specified Accidental Injuries
21 days for Specified Illnesses
6 months for Cruciate Ligament Conditions and
Optional Dental Illness Benefit, if selected

Dental Illness Benefit

$1,000 (Optional Benefit)
$1,000 (Optional Benefit)
$1,000 (Optional Benefit)

Optional Non-Insurance Routine Care

A little extra can go a long way. Choose from these optional extras to contribute to some of your pet’s routine expenses, subject to a $150 annual limit.

$100 Benefit
Annual sub-limit any one of the following

  • Desexing
  • Microchipping
  • Heartworm control
  • Teeth cleaning
  • Prescription diets
  • Cremation or burial
  • Dental illness treatment
  • Council registration fees
  • Obedience training
  • Behavioural therapy
  • Alternative therapies

PLUS $50
Annual sub-limit any one of the following

  • Vaccination or health check
  • Flea/tick/worm control
  • Blood Screen

This table above provides a summary of your cover for new and renewing dog policies from 05/07/2022. See the PDS/FSG for details of your cover.

From the blog

DISCLAIMER

Petinsurance.com.au policies entered into for the first time prior to 7 November 2023 and subsequent renewals of those policies are issued by The Hollard Insurance Company Pty Ltd ABN 78 090 584 473, AFSL 241436, arranged and administered by PetSure (Australia) Pty Ltd ABN 95 075 949 923, AFSL 420183 (PetSure) and promoted and distributed by PetSure’s Authorised Representatives (AR) Pet Insurance Pty Ltd ABN 38 607 160 930, AR 1234944 (PIPL) and Gumtree AU Pty Ltd ABN 33 616 996 840, AR 1304608 (Gumtree). Petinsurance.com.au policies entered into for the first time on or after 7 November 2023 and subsequent renewals of those policies are issued by PetSure and promoted and distributed by PetSure’s ARs, PIPL and Gumtree. Any advice provided is general only and does not take into account your individual objectives, financial situation or needs. Please consider the Product Disclosure Statement (PDS) to ensure this product meets your needs before purchasing, or choosing to continue with the product. PDS and Target Market Determination available at petinsurance.com.au.

TERMS AND CONDITIONS

*Offer commences at 12:01am AET on 25 September 2023 and ends at 11:59pm AET on 15 December 2023 (Offer Period). Offer provides new customers with three months free in their first policy year only when they purchase a new  http://Petinsurance.com.au  Pet Insurance policy during the Offer Period (Offer). If you choose to pay by monthly or fortnightly instalments, you will not be charged an instalment for the first three months of your policy, from the selected policy commencement date. The first premium will be charged on the first premium instalment of the fourth month of your policy. For annual payments, the three months free will be deducted from your first policy year premium at the time of purchase. Offer applies to new  http://Petinsurance.com.au  Pet Insurance policies purchased during the Offer Period, online or by phone using promo code GUM3MF. Customers can remove this Offer at the time of purchase. Not available with any other offer. Offer will cease if you change your level of cover. Offer subject to the terms and conditions of the  http://Petinsurance.com.au  Pet Insurance policy. Eligibility criteria applies for  http://Petinsurance.com.au  Pet Insurance and is subject to the  http://Petinsurance.com.au  Pet Insurance terms and conditions (refer to the Product Disclosure Statement).  http://Petinsurance.com.au  Pet Insurance reserves the right to withdraw, vary or extend this Offer at any time, without notice.

^Subject to limits, benefit percentage, excess and exclusions.

# Offer is available to customers who take out a new pet insurance policy and is limited to one membership per eligible policy. The Vetchat Services Pty Ltd (VetChat) subscription (valued at $199.95) will commence after your policy has been in force for 14 days and will last for 12 months. By taking out a policy during this time you agree to Petinsurance.com.au providing your contact details to VetChat to set up your subscription. You will hear from VetChat to set up your subscription account. VetChat subscription will no longer be active if policy is cancelled for any reason. This offer is not redeemable for cash and cannot be used in conjunction with any other offer. Petinsurance.com.au reserves the right to withdraw or extend this offer at any time, without notice.

VetChat is a third-party subscription-based service independently operated from that of Petinsurance.com.au pet insurance product. Consultations are subject to VetChat’s General Terms and Conditions and Privacy Policies which are available online at www.vetchat.com.au. By accepting this service, you agree that PetSure and or Hollard and or PIPL cannot be held liable for any damage or loss arising from your reliance on the advice derived from the use of the services offered by VetChat.

>GapOnly® is available at participating Vets with an eligible pet insurance policy.