Pet Insurance
from Gumtree
together with
Launch promotion
Get 3 months free in the first year#
Achievements Unleashed!
Look after them, protect yourself
Claim up to 80% back on eligible Vet bills+
Claim on the spot and only pay the gap with GapOnly® at participating vets>
Claim up to $20,000 or $30,000 a year, depending on the cover you choose^
Chat to vets anytime with VetChat
When you purchase a pet insurance policy here, you get access to online vets through VetChat. Talk to professional vets online anytime of the day to get speedy expert advice and clarity.*
A new payment method
Innovating the pet insurance claims experience, GapOnly® reviews and calculates your pet insurance claim while you’re still at the vet. You simply pay the gap (the difference between the eligible vet invoice and your claim benefit under your policy) and go. >
Dog insurance for your best friend
Our specialised insurance just for dogs covers common conditions to help give them the care they deserve.
Cat insurance for your feline friend
Our cat insurance is designed to help meet the needs of cats, with options for indoor and outdoor cats.
Insurance Summary
| Bronze (cat only) | Silver (dog only) | Gold | Platinum | |
|---|---|---|---|---|
|
Value |
Up to 80% reimbursement on eligible vet
bills up to $20,000 each year1 |
Up to 80%
reimbursement on
eligible vet bills up
to $30,000 each
year1 |
||
|
Age Eligibility |
Older than 8 weeks and
younger than 15 years |
Older than 8 weeks and
younger than 9 years |
||
|
Excess Options |
$0, $250, $250 |
|||
|
Coverage |
Covers specified accidental injuries and specified illness, refer to PDS for details
Consultations2 Emergency boarding 3 |
Covers specified accidental injuries and specified illness, refer to PDS for details
Consultations2 Emergency boarding 3 Dental illness treatments 3 |
||
|
Waiting Periods |
0 days for specified accidental injuries (these Conditions will be covered from 11.59pm on the Commencement Date of the First Policy Period),
21 days for specified illnesses, 6 months for cruciate ligament conditions, and 6 months for dental illness benefit, if included or optionally selected |
|||
~For more detail on insurance features, see cat and dog specific pages, or read the PDS for full information
FAQs
Pet insurance helps protect your pet should they suffer an unexpected illness or injury. Petinsurance.com.au offers different levels of covers and may reimburse up to 80% of the eligible vet costs of treating unexpected injuries and illnesses, subject to policy terms and conditions.
Routine Care is a non-insurance optional benefit which may be added on your policy. It provides a contribution towards day-to-day routine care expenses for items such as vaccinations and deworming.Your Certificate of Insurance will show if you have the Routine Care benefit option, and will also show:
- the Routine Care items you are eligible to receive benefits for; and
- your annual Routine Care benefit limits (overall, and for each item)
Illness means a sickness, disease or Specified Illness which:
- is not included under Specified Accidental Injury Cover;
- is independent of any Pre-existing Condition.
Refer to the applicable Product Disclosure Statement for further details.
Bronze Cover for Indoor Cats – For cats older than 8 weeks and younger than 15 years
Silver Cover – For dogs older than 8 weeks and younger than 15 years
Gold Cover – For cats and dogs older than 8 weeks and younger than 9 years
Platinum Cover – For cats and dogs older than 8 weeks and younger than 9 years
Your policy will reimburse up to 80% (the benefit percentage), of the eligible vet expenses for your pet, subject to the annual benefit limits, sub-limits and excess listed on your Certificate of Insurance. Refer to the applicable Product Disclosure Statement to see what is covered under your policy.
Cover is available for the life of your pet as long as Petinsurance.com.au continues to provide the product, and you renew your policy each year without any break, lapse or change in in the level of cover. Cover and renewal is subject to the applicable terms and conditions of the policy for each policy period. See details in your Product Disclosure Statement.
From the blog
DISCLAIMER
Petinsurance.com.au policies entered into for the first time prior to 7 November 2023 and subsequent renewals of those policies are issued by The Hollard Insurance Company Pty Ltd ABN 78 090 584 473, AFSL 241436, arranged and administered by PetSure (Australia) Pty Ltd ABN 95 075 949 923, AFSL 420183 (PetSure) and promoted and distributed by PetSure’s Authorised Representatives (AR) Pet Insurance Pty Ltd ABN 38 607 160 930, AR 1234944 (PIPL) and Gumtree AU Pty Ltd ABN 33 616 996 840, AR 1304608 (Gumtree). Petinsurance.com.au policies entered into for the first time on or after 7 November 2023 and subsequent renewals of those policies are issued by PetSure and promoted and distributed by PetSure’s ARs, PIPL and Gumtree. Any advice provided is general only and does not take into account your individual objectives, financial situation or needs. Please consider the Product Disclosure Statement (PDS) to ensure this product meets your needs before purchasing, or choosing to continue with the product. PDS and Target Market Determination available at petinsurance.com.au.
TERMS AND CONDITIONS
#Offer commences at 12:01am AET on 25 September 2023 and ends at 11:59pm AET on 15 December 2023 (Offer Period). Offer provides new customers with three months free in their first policy year only when they purchase a new http://Petinsurance.com.au Pet Insurance policy during the Offer Period (Offer). If you choose to pay by monthly or fortnightly instalments, you will not be charged an instalment for the first three months of your policy, from the selected policy commencement date. The first premium will be charged on the first premium instalment of the fourth month of your policy. For annual payments, the three months free will be deducted from your first policy year premium at the time of purchase. Offer applies to new http://Petinsurance.com.au Pet Insurance policies purchased during the Offer Period, online or by phone using promo code GUM3MF. Customers can remove this Offer at the time of purchase. Not available with any other offer. Offer will cease if you change your level of cover. Offer subject to the terms and conditions of the http://Petinsurance.com.au Pet Insurance policy. Eligibility criteria applies for http://Petinsurance.com.au Pet Insurance and is subject to the http://Petinsurance.com.au Pet Insurance terms and conditions (refer to the Product Disclosure Statement). http://Petinsurance.com.au Pet Insurance reserves the right to withdraw, vary or extend this Offer at any time, without notice.
+ Limits, waiting periods, exclusions and excesses may apply.
^Subject to limits, benefit percentage, excess and exclusions.
* Offer is available to customers who take out a new pet insurance policy and is limited to one membership per eligible policy. The Vetchat Services Pty Ltd (VetChat) subscription (valued at $199.95) will commence after your policy has been in force for 14 days and will last for 12 months. By taking out a policy during this time you agree to Petinsurance.com.au providing your contact details to VetChat to set up your subscription. You will hear from VetChat to set up your subscription account. VetChat subscription will no longer be active if policy is cancelled for any reason. This offer is not redeemable for cash and cannot be used in conjunction with any other offer. Petinsurance.com.au reserves the right to withdraw or extend this offer at any time, without notice.
VetChat is a third-party subscription-based service independently operated from that of Petinsurance.com.au pet insurance product. Consultations are subject to VetChat’s General Terms and Conditions and Privacy Policies which are available online at www.vetchat.com.au. By accepting this service, you agree that PetSure and or Hollard and or PIPL cannot be held liable for any damage or loss arising from your reliance on the advice derived from the use of the services offered by VetChat.
>GapOnly® is available at participating Vets with an eligible pet insurance policy. GapOnly® is a trademark owned by PetSure (Australia) Pty Ltd ABN 95 075 949 923, AFSL 420183 (PetSure).
1Policy Terms and Conditions, limits, waiting periods, exclusions and excesses apply.
2We will pay you the Benefit Percentage for the eligible Vet Expenses incurred by you for Consultations up to the Benefit Limit (subject to the Sub-Limit) as shown on your Certificate of Insurance. Consultations include home visits by the Vet. Sub-limits apply.
3Sub-limits apply